Travel Insurance

Why choose Travel Insurance with us?

As a HealthCarePlus Member you are entitled to discounted travel insurance.
We've negotiated a travel insurance offer with Cover-More which is designed to protect you and your family when the unexpected happens on holiday.

Cover-More Travel Insurance brings you world-leading comprehensive insurance for travel within New Zealand and around the world. For more than 30 years, Cover-More travel insurance and their 24/7 emergency assistance services have helped Kiwis all over the world.

— We have Two Types of Policies

We’ve negotiated two travel insurance policies with Cover-More at a discounted rate. They are designed to protect you and your family when the unexpected happens on holiday. Both YourCover and Essentials are available as Single Trip or Annual Multi-Trip policies. If you are a frequent traveller, rather than buying a Single Trip policy each time you travel, you may want to buy an Annual Multi-Trip policy. The COVID-19 benefits are available on single trip YourCover policies.

Who is Cover-More?

Cover-More is a leading travel insurance provider in New Zealand and Australia and has longstanding partnerships with major travel agency networks and airlines including Flight Centre Travel Group and Air New Zealand.

Cover-More has operations in 22 countries across five continents with leading market positions also in Ireland, India, in the USA and in Latin America.

Cover-More NZ has been listed as a finalist in the recent 2019 Australian and New Zealand Institute of Insurance and Finance’s (ANZIIF) annual Insurance Industry Awards in the ‘Innovation of the Year’ category.

Cover-More Group was acquired by Zurich Insurance Group in 2017.

*Travel insurance benefits relating to the COVID-19 pandemic are currently only available for travel within New Zealand and to Australia. These benefits are only available on YourCover single trip policies. Cover relating to COVID-19 is for New Zealand residents and citizens only. Inbound visitors to New Zealand are not covered for COVID-19 related benefits. Please note that there is no cover for claims relating to government-issued travel bans; government directed border closures; or mandatory quarantine requirements related to cross area, border, region or territory travel.

There are restrictions to cover for COVID-19 relating to multi-night cruise travel. There is no cover for claims directly or indirectly arising from or caused by government travel bans; “Do not travel” warnings; government directed border closures; or mandatory quarantine or self-isolation requirements related to cross area, border, region or territory travel. There is no cover for any transport or accommodation costs arising from a government or public health authority directing you into a period of quarantine which is mandatory for travellers related to cross area, border, region or territory travel. (This exclusion applies regardless of you being diagnosed with COVID-19 or having come into contact with a person diagnosed with COVID-19).

~ Travel GP services do not form part of your travel insurance policy. It is a service offered to customers at Cover-More's cost and at our sole discretion. Your circumstances including age, location, medical condition or issue, proximity to appropriate medical care and medical history will also be considered.

Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More (NZ) Ltd, underwritten and issued by Zurich Australian Insurance Limited (ZAIL) incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. Consider the Policy Brochure and wording therein before deciding to buy this product. For further information see Zurich New Zealand’s financial strength rating. © 2019 CoverMore Ltd.