Cover-More's Options Plan has cover to help protect you from some unforeseen expenses related to COVID-19.
See the COVID-19 Benefits page and Policy Wording
Cover for unexpected medical and dental expenses if you get sick or injured on holiday
See the Policy Wording
Benefit to protect you from unforeseen additional expenses incurred during your travels
See the Policy Wording
Choose your level of protection in case you need to cancel or amend your trip because of a coverable reason
See the Policy Wording
Cover if your travel documents or luggage is lost, stolen or damaged on holidays
See the Policy Wording
Get a baggage allowance if all your luggage is delayed overseas for more than 24 hours on your journey
See the Policy Wording
Benefit for additional accommodation expenses if your pre-booked transport is delayed for at least 6 hours
See the Policy Wording
Cover for money up to the benefit limit if it accidentally gets lost or stolen whilst on your person
See the Policy Wording
Policy benefit to help you continue on with your trip after having to unexpectedly return home
See the Policy Wording
Cover when you are liable to pay the rental car insurance excess if your rental vehicle is damaged or stolen
See the Policy Wording
Cover for total loss of sight or use of a limb that occurs after you suffer an injury on your trip
See the Policy Wording
Protect yourself from income loss if you suffer an injury whilst travelling and can't return to work
See the Policy Wording
Cover if your public transport is hijacked and you’re forcibly detained by the hijackers
See the Policy Wording
Cover for reasonable legal expenses if you're falsely arrested or wrongfully detained by a government or foreign power
See the Policy Wording
Protection if you're unintentionally legally liable to pay compensation for property damage, injury or death to someone else
See the Policy Wording
Payment to your estate if you suffer an injury overseas resulting in your death
See the Policy Wording
The above section is a summary of the benefits available on some Cover-More policies. You should always read the Policy Wording as limits, sub-limits, conditions and exclusions apply to the cover. Coverage is determined when a claim is submitted for consideration.
We’ve arranged two travel insurance policies with Cover-More at a discounted rate. They are designed to protect you and your family when the unexpected happens on holiday. Both Options and Essentials are available as Single Trip or Annual Multi-Trip policies*. If you are a frequent traveller, rather than buying a Single Trip policy each time you travel, you may want to buy an Annual Multi-Trip policy.
*Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More (NZ) Ltd, underwritten and issued by Zurich Australian Insurance Limited (ZAIL) incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. Consider the Policy Brochure and wording therein before deciding to buy this product – www.covermore.co.nz
~Cooling-off period is available if you cancel your policy within 21 calendar days of the purchase date provided you have not travelled or made a claim on your policy.