Travel Insurance

 

 

 

 

  Why choose Travel Insurance with us?

As a HealthCarePlus Member you are entitled to discounted travel insurance.
We've negotiated a travel insurance offer with Cover-More which is designed to protect you and your family when the unexpected happens on holiday.
 
Cover-More Travel Insurance brings you world-leading comprehensive insurance for travel within New Zealand and around the world. For more than 30 years, Cover-More travel insurance and their 24/7 emergency assistance services have helped Kiwis all over the world.
 

With our Travel Insurance you can get  

A 15% Member-Only Discount

And Covid-19 Benefits Available on the Options Policy*

Call 0800 500 225 and quote HCPTRAVEL 

 

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Covid-19 Benefits*

Cover-More offers a wide range of  COVID-19 related benefits on Options policies to help you travel within New Zealand and overseas with greater confidence. Please note there is no cover for claims relating to government-issued travel bans; government directed border closures; or mandatory quarantine requirements related to cross area, border, region or territory travel. 

 

 

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Access to Travel GP~

Cover-More NZ customers have access to the Travel GP service free of charge. If you’re feeling ill and need to talk to a doctor we can put you in touch with an Australian-based doctor via telemedicine.

 

 

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24/7 Emergency Assistance

Cover-More's medical assistance team of travel advisors, translators and medical experts are on call around the clock, so help is only ever a phone call away.  They’re here to help ensure you are safe, well, and can keep travelling.

 

Covid-19 benefits - travel insurance

 

Free Cover for children

Free travel cover for accompanying children or grandchildren under 21.

 

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Luggage and travel documents

Cover-More offers up to $25,000^ for luggage and travel documents in the premium international plan. Cover items like cameras, laptops and mobile phones.

 

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Rental Car Insurance Excess 

If you’re hiring a car, there is cover included on the International 'YourCover' plan for up to $10,000 for rental car insurance excess. So if you’re involved in an accident your out of pocket expenses won’t be so high.

 

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Existing Medical Conditions

Cover-More provides cover for a range of existing medical conditions. There are 36 automatically included conditions in our policies, and you can apply for cover of other existing medical conditions. 

 

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Travel Delay/Cancellation

Cover-More automatically include coverage for travel delays of over 6 hours, up to $2,000. For cancellation cover you can customise your policy by selecting an amount that suits your needs.

 

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Sports/ Activities automatically included

Cover-More policy already covers you for a large range of adventure sports! To see a full list of popular activities they automatically cover, check them out here.

 

— We have Two Types of Policies

 

We’ve negotiated two travel insurance policies with Cover-More at a discounted rate. They are designed to protect you and your family when the unexpected happens on holiday. Both Options and Essentials are available as Single Trip or Annual Multi-Trip policies. If you are a frequent traveller, rather than buying a Single Trip policy each time you travel, you may want to buy an Annual Multi-Trip policy. The COVID-19 benefits are available on Options policies. Read this COVID-19 FAQs for more details.

 

 

Options policy

 
Options is Cover-More’s comprehensive, with some unique optional extras so you can tailor your cover to your needs.

Options is available as a Single Trip or Annual Multi-Trip policy. If you are a frequent traveller, rather than buying a Single Trip policy each time you travel, you may want to buy an Annual Multi-Trip policy.

Call 0800 500 225 and quote HCPTRAVEL 

 

Essentials policy

 
Essentials is a base level product including medical, additional expenses and cancellation options. Winter sports cover is also available (at an additional premium) when purchasing an Essentials policy.
 
 
 

Call 0800 500 225 and quote HCPTRAVEL 

 

 

Who is Cover-More?

 
Cover-More is a leading travel insurance provider in New Zealand and Australia and has longstanding partnerships with major travel agency networks and airlines including Flight Centre Travel Group and Air New Zealand.

Cover-More has operations in 22 countries across five continents with leading market positions also in Ireland, India, in the USA and in Latin America.

Cover-More Group was acquired by Zurich Insurance Group in 2017.

 

 

 

 

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Need to make a claim, please click here to do it online

Travel Insurance documents

 

 

 

 

*These benefits are only available on Options policies. Cover relating to COVID-19 is for New Zealand residents and citizens only. Inbound visitors to New Zealand are not covered for COVID-19 related benefits. There is no cover for claims directly or indirectly arising from or caused by government travel bans; “Do not travel” warnings; government directed border closures; or mandatory quarantine or self-isolation requirements related to cross area, border, region or territory travel. There is no cover for any transport or accommodation costs arising from a government or public health authority directing you into a period of quarantine which is mandatory for travellers related to cross area, border, region or territory travel. (This exclusion applies regardless of you being diagnosed with COVID-19 or having come into contact with a person diagnosed with COVID-19).


~ Travel GP services do not form part of your travel insurance policy. It is a service offered to customers at Cover-More's cost and at our sole discretion. Your circumstances including age, location, medical condition or issue, proximity to appropriate medical care and medical history will also be considered.

Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More (NZ) Ltd, underwritten and issued by Zurich Australian Insurance Limited (ZAIL) incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. Consider the Policy Brochure and wording therein before deciding to buy this product. For further information see Zurich New Zealand’s financial strength rating. © 2019 Cover­More Ltd.

Financial rating: ZAIL has an insurer financial strength rating of A+ from Standard & Poor’s (Australia) Pty Ltd. This rating shows that the company has strong financial security characteristics.