Better Off Together

Practical benefits, savings and support for you and your whānau, all in one place.

 

Primary Care Max

Designed to help reduce the cost of looking after your health. 80% reimbursement & up to $7,900* cover per adult per year across a wide range of healthcare treatments. 

Learn more

Samsung

Exclusive access to the best Samsung deals, seasonal promotions, perks and free NZ delivery.

Learn more

Since Jan 2026, our members have saved or received refunds over $5.8 million by taking advantage of our Member-only offers and services:
$5.09 M reimbursed by UniMed for Primary Care Plans claims
$651,435 saved on life, trauma and income insurance premiums with Monument
$35,931 saved on car rentals with Budget NZ
$12,569 saved on house, contents and landlord insurance with Tower
$18,311 saved on fuel with Kora Fuel Cards
$10,152 saved on travel insurance with Cover-more

Pai kē atu kia tapatahi

BETTER OFF TOGETHER

 

Better Off Together is a union-owned member benefits program managed on our behalf by HealthCarePlus. It helps members get more from their union membership. Eligible members can access a growing range of benefits and services that can provide practical value throughout different stages of life and long-term wellbeing and financial confidence.

 

“Better Off Together was created because our union owners wanted something better for their members: practical support built around the values we share.”

- John Seed, CEO HealthCarePlus

 

The program is free for TEU members. Set up your Benefits Hub login and start using the benefits available to you and your whānau.

Most Popular Benefits

A few things worth exploring

Some benefits are used occasionally. Others become part of everyday life.

The benefits featured below are among the most popular in Better Off Together because they help members save money, access support when they need it, and get ongoing value throughout the year.

Last year alone, members received more than $7.8 million in value back from using these benefits including our primary care plans, discounts on fuel & car hire, and savings on house, contents, travel & life insurance premiums.

To view all our Member Benefits, click here.

Member Testimonials

According to our members

We are both over 60 and after getting a few quotes, we decided to purchase our travel insurance via the special offer with CoverMore. I’m glad we did as their price was very good, and when we needed them, they were great.

About Cover-More

Better Off Together Member

We’re constantly on the road, for work, uni, and trips between Auckland and the lower North Island. Fuel is a big part of our weekly budget. With the Kora card, I know we’re getting a discount every time we fill up.

About Kora Fuel

Better Off Together Member

We got Pet Insurance. Just two weeks later, Freya had a minor injury, and we were so relieved to have coverage in place. Thankfully, she’s fine, but I’m sure we’ll be using it again!

About Pet-Cover

Better Off Together Member

Easy to get discount and Budget were helpful when we wanted to change pick up location

About Budget Car Rental

Better Off Together Member

We saved money on home insurance, contents insurance AND car insurance, compared to our previous insurer.

About Tower Insurance

Better Off Together Member

Making a long-term and significant decision like this can often feel overwhelming, but the guidance and support made us feel confident and well-informed every step of the way.

About Monument Insurance

Better Off Together Member

Our family struggles with budgeting out of our pay packets, but with HealthCarePlus we don't hesitate in accessing health services when we need them as the UniMed claims process is so easy.

About Primary Care Plans

Better Off Together Member

Who is HealthCarePlus?

HealthCarePlus is a trusted, union-owned, non-profit organization.

Established and owned by like-minded unions, HealthCarePlus is a not-for-profit/charitable society that has been supporting the union movement for over 60 years by providing services and member benefits to all eligible union members and their whānau.

Through our member benefit program, Better Off Together, we are committed to supporting union members and their whānau in practical and meaningful ways.

  • Add value to your union membership by offering everyday discounts & offers
  • Improve members health & wellbeing through education and access to services
  • Help members become more financially resilient through education and access to advice & solutions
  • Improve educational outcomes by offering annual individual learning grants and bigger group initiative grants

  • Our Values

    Our culture and conduct are aligned with Union values - Integrity, Fairness, Transparency, Solidarity, Equity, and Environmental.

    Read more

  • Health & Wellbeing

    Better Off Together connects union members with services, tools and partner offers that support health and wellbeing at different stages of life.

    Read more

  • Financial Wellbeing

    Better Off Together gives members access to information, education and trusted support to help with financial decisions.

    Read more

  • Grants for Good

    Better Off Together is union-owned and purpose-driven. Any surplus from the program helps support grants and initiatives that create positive change for members and their communities.

    Read more

 

Set up your Benefits Hub login