PRIMARY CARE EXTRA
Our most comprehensive ‘day-to-day’ package - get cover up to $2,000* collectively for dental, optical, GP costs, specialist & test, mole mapping, vaccinations and complementary medical.
Plus many more benefits from just $5.86** per week.
All pre-existing conditions are covered and you can get excess reimbursement on
approved Hospital Cover policies ($500 maximum applies)***.
You are also eligible to register for our wellbeing program for FREE
Includes dental examinations, x-rays, cleaning/polishing performed by a Dentist, Oral Surgeon or Dental Hygienist. Includes fillings and teeth extraction (excluding wisdom teeth) performed by a Dentist or Oral Surgeon. Includes periodontic and endodontic treatment.
Crowns, dental implants and dentures are not included. Veneers, gold fillings or other forms of cosmetic dentistry are not included. Orthodontic treatment is not included (refer Orthodontic Benefit).
Waiting period: 6 months
Benefit maximum: 50% up to $250
Prescription medicines and laboratory tests ($20 per item limit), GP visits, Specialist consultations and diagnostic tests including: X-rays, Ultrasound (not obstetric), mammograms, prostate checks, and skin checks. Mole Mapping is included. Ambulance fees. Travel/consultations and other vaccinations are included (subject to a Sub-limit of 50% reimbursement of actual costs incurred up to $100 per Calendar Year).
Waiting period: 3 months
Benefit maximum: 50% up to $1000
Physiotherapy, chiropractic, osteopathy, podiatry, acupuncture, naturopathy, homeopathy, psychology, psychotherapy, counselling, drug and alcohol therapy, dietitian and nutritionist consultations, lymphoedema therapy, allergy testing and chelation therapy, audiology, occupational therapy, speech-language therapy, infertility/sterilisation.
Waiting period: 3 months
Benefit maximum: 50% up to $500
Specified items prescribed by a GP, Specialist or Hospital. Includes: hearing aids, prosthesis (not related to surgery), toric and irlen lenses, aids for the control of diabetes or lung disease, Epipens, CPAP Machine/Mask, compression stockings/sleeves, specially made footwear, baby monitor or any equipment for the disabled.
Waiting period: 3 months
Benefit maximum: 50% up to $400
A contribution towards the cost of private hospital treatment. Includes surgeon’s fee, anaesthetist’s fee and private hospital charges.
HealthCarePlus approved Hospital Cover policy excess reimbursement: excludes oral surgery.
Waiting period: 3 months
Benefit maximum: 50% up to $1000 & $500 maximum applies for excess reimbursement
A contribution towards the cost of orthodontic consultations and treatment for Insured Children.
Waiting period: 12 months
Benefit maximum: 30% up to $750 per child ($1500 maximum for the duration of the subscriber’s membership)
Optometrist eye examinations, prescription glasses and contact lenses (where there has been a change in vision).
Waiting period: 6 months
Benefit maximum: 50% up to $250
A lump sum payment for each live child born to a Subscriber or their partner; or for each child adopted by a Subscriber or their partner.
Waiting period: 12 months
Benefit maximum: $200
Where the Subscriber is required to take sick leave without pay due to illness.
Waiting period: 12 months
Benefit maximum: $50 per week plus $5 per insured child up to $60 per week, for a maximum of 26 weeks.
A contribution towards the cost of CT scans, MRI scans and Angiograms.
Waiting period: 6 months
Benefit maximum: 50% up to $600
A lump sum payment on the death of an Insured Adult or Child (including still birth).
Waiting period: 3 months
Benefit maximum: $1000
Get ongoing health & wellbeing advice, tailored to your age and situation - such as articles, videos and tips - as well as ongoing challenges that you can take yourself, or with family & friends.
© HealthCarePlus. All Rights Reserved
Terms and conditions apply. Primary Care Extra is exclusively available to participating union members of NZEI, PPTA, PSA, TEU, TIASA & ISEA, and is underwritten by Union Medical Benefits Society Ltd (UniMed).
* Includes dental - $250, Optical - $250, Medical - $1000 and complimentary medical benefits - $500 benefits in Primary Care Extra. Please note there are other benefits in this plan that are claimable and have not been included in this amount.
** Premium for a single insured adult aged up to 45 years in Primary Care Extra. Premiums vary by age and are effective as of 1 April 2021.
*** The Primary Care Extra plan can also be linked with an approved Hospital Cover policy to provide cover for expensive hospital treatment and take advantage of excess reimbursement ($500 maximum applies).