With Primary Care you can get up to
From just $3.53** per week
All pre-existing conditions are covered and you can get excess reimbursement on
approved Hospital Cover policies ($500 maximum applies)***
Optometrist eye examinations, prescription glasses and contact lenses (where there has been a change in vision).
Waiting period: 6 months
Benefit maximum: 50% up to $250
GP visits, Specialist consultations and diagnostic tests including: X-rays, Ultrasound (not obstetric), mammograms & prostate checks, and skin checks (not mole mapping).
Waiting period: 3 months
Benefit maximum: 50% up to $750
A contribution towards the cost of CT scans, MRI scans and Angiograms.
Waiting period: 6 months
Benefit maximum: 50% up to $600
A contribution towards the cost of private hospital treatment. Includes surgeon’s fee, anaesthetist’s fee and private hospital charges.
HealthCarePlus approved Hospital Cover policy excess reimbursement: excludes oral surgery
Waiting period: 3 months
Benefit maximum: 50% up to $700*** & $500 maximum applies for excess reimbursement
Physiotherapy, chiropractic, osteopathy, podiatry, acupuncture, naturopathy, homeopathy, psychology, psychotherapy, counselling, drug and alcohol therapy, dietitian and nutritionist consultations, lymphoedema therapy, allergy testing and chelation therapy, audiology, occupational therapy, speech-language therapy, infertility/sterilisation.
Waiting period: 3 months
Benefit maximum: 50% up to $400
Specified items prescribed by a GP, Specialist or Hospital. Includes: hearing aids, prosthesis (not related to surgery), toric and irlen lenses, aids for the control of diabetes or lung disease, Epipens, CPAP Machine/Mask, compression stockings/sleeves, specially made footwear, baby monitor or any equipment for the disabled.
Waiting period: 3 months
Benefit maximum: 50% up to $400
A contribution towards the cost of orthodontic consultations and treatment for Insured Children.
Waiting period: 12 months
Benefit maximum: 30% up to $750 per child ($1500 maximum for the duration of the subscriber's membership)
A lump sum payment on the death of an Insured Adult or Child (including still birth).
Waiting period: 3 months
Benefit maximum: $1000
A lump sum payment for each live child born to a Subscriber or their partner; or for each child adopted by a Subscriber or their partner.
Waiting period: 12 months
Benefit maximum: $200
Where the Subscriber is required to take sick leave without pay due to illness.
Waiting period: 12 months
Benefit maximum: $50 per week plus $5 per insured child up to $60 per week, for a maximum of 26 weeks.
We hope you will take the time to consider making the most of these exclusive healthcare benefits and join HealthCarePlus, because better long-term outcomes, for all our eligible Union members is what we’re all about.
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Terms and conditions apply. Primary Care, Primary Care Extra, #care4U and Hospital Select are underwritten by Union Medical Benefits Society Ltd (UniMed). Hospital Cover and Risk Insurance may be underwritten by a range of New Zealand insurers. The Home Loans Solution is arranged through a range of New Zealand registered banks. These products are managed through Monument Insurance Limited a division of Crombie Lockwood. HealthCarePlus Representatives are financial advisers contracted to Monument Insurance Limited.
* Includes Optical - $250, Medical - $750 and complimentary Medical - $400 benefits with Primary Care. Please note there are other benefits in this plan that are claimable but not included in this annual amount.
** Premium for a single insured adult aged up to 45 years in Primary Care. Premiums vary by age and are effective as of 1 April 2021.
***The Primary Care plan can also be linked with an approved Hospital Cover policy to provide cover for expensive hospital treatment and take advantage of excess reimbursement ($500 maximum applies)