At HealthCarePlus we believe mental health and Wellbeing needs special focus, and we’re committed to providing practical ways to help those struggling with anxiety, depression, and stress.
So we are delighted our Insurance partner - UniMed - announced a mental wellbeing special offer with Clearhead, a digital mental wellbeing service that provides 24-7 support with over 250 therapists across the country that can be accessed either online or in person.
Between now and 31st December 2022, UniMed will fund up to three sessions to the value of $215 per session for a psychologist and $120 per session for a counsellor. Members can choose to have their sessions online or in person. If you have family on your policy, they can access this service too
If you don’t have a HealthCarePlus Plan, don't worry, sign up for one of our three 'Day to Day' Healthcare Plans now and you'll still have time to take advantage of this offer.
We have 3 plans that range from our basic coverage which is Primary Care to our most comprehensive plan which is Primary Care Extra. These plans have less of the usual barriers and exclusions to join and often pay out more each year to typical families, than they cost. So please look at the table below to compare which plan offers you the best cover for you and/or your family's needs:
|PRIMARY CARE EXTRA||PRIMARY CARE||#CARE4U|
from just $6.27** per week
from just $3.60** per week
from just $3.96** per week
|Dental||✔ up to $350pa||No Cover||✔ up to $250pa|
|Optical||✔ up to $350pa
|✔ up to $250pa
|✔ up to $250pa
|Medical, Specialists, and Tests (inc GP visits)|
|Medical, Specialists, and Tests (inc GP visits)||✔ up to $1000pa||✔ up to $750pa||✔ up to $250pa|
|Complementary Medical e.g. Physio|
|Complementary Medical e.g. Physio||✔ up to $500pa||✔ up to $400pa||✔ up to $250pa|
|Hospital Treatment||✔ up to $1000pa||✔ up to $700pa||No Cover|
|Major Diagnostic Imaging|
|Major Diagnostic Imaging||✔ up to $600pa||✔ up to $600pa||No Cover|
|Medical Appliance||✔ up to $400pa||✔ up to $400pa||No Cover|
|Orthodontic Treatment||✔ up to $750pa per insured child - $1500 max||✔ up to $750pa per insured child - $1500 max||No Cover|
|Sick Leave Without Pay|
|Sick Leave Without Pay||✔ up to $50 per week -
Max 26 weeks
|✔ up to $50 per week -
Max 26 weeks
|Bereavement Grant||✔ $1000 per life insured||✔ $1000 per life insured||No Cover|
|Birth Grant||✔ $200 per birth||✔ $200 per birth||No Cover|
|Free access to Health & Wellbeing program|
|Free Access to Health & Wellbeing program||✔||✔||✔|
|Cover for Pre-Existing Conditions after initial wait periods|
|Cover for Pre-Existing Conditions after initial wait periods||✔||✔||✔|
Communicates well with me. I feel informed and updated. There is general information about health and wellbeing that I appreciate getting and I get timely responses to questions and requests.
KC, Porirua, Member since 1986
Really pleased I am able to have a cover that isn't too expensive while on one wage with two kids. When ringing, emailing and claiming I have always had fast, efficient and helpful communications with people.
C H, Upper Hutt, Member since 1998
We have been a member of Health Care Plus for over 15years. It has provided cover and benefits for our family at an affordable rate over this time . One family member also had several accident and health issues to recover from. Part payment for the procedures and xrays at the time was very helpful and appreciated.
MB, Member since 1998 from Christchurch
I have an added sense of security knowing that there is some support available for medical costs at a reasonable premium. As a single person there may be times when I need a more expensive medical procedure that will affect me financially so Health Care insurance will be helpful if this occurs.
PS, Member since 2017 from Whakatane
Any claims I have made during the many years I have been a member, have been processed with efficiency and within a short time frame. My Health Care Representative has been excellent, and is always available and willing to explain and clarify any claim issues or concerns.
PB, Kerikeri, Member since 1993
Quick and easy process. Prompt replies to enquiries. I have an ongoing health issue and have been on the waiting list for surgery for 24 month now. I am a regular at my health care provider. I am on a first name greeting at my pharmacy. Health Care plus has been a very good investment for me due to the cost of my medication.
CT, Member since 2005 from Lower Hutt
Although I don't have a big policy, the everyday help with things like glasses is great. Ordinary doctors bills can become quite expensive if you or spouse have a run of poor health and getting some costs back is really helpful. The quick turn around for claims is appreciated too.
JH, Member since 2014 from Feilding
It's quick, easy and efficient - what a great team behind the scenes. Our family struggles with budgeting out of our pay packets, but with HealthCarePlus we don't hesitate in accessing health services when we need them as the claims process is so easy.
DB, Member since 2018 from Dunedin
The best thing for me was two of my children were eligible to claim for orthodontic braces when they were young teenagers. The claim process was easy to do & and the money came through quickly.
PK, Member since 2011 from Christchurch
To date it has been great. We have been with EBS since I began teaching 43 years ago and have included whoever they have had as hospital cover as well and can't fault the service we have received. Of course we would always like it to be cheaper but have never had a reason to change.
KT, Member since 1992 from Tokoroa