Affordable and Comprehensive Healthcare Plans

 

If you are a participating member of either NZEI, PPTA, PSA, TEU, TIASA and ISEA , you are eligible to join HealthCarePlus, a not-for-profit organisation, co-owned by the six unions.
 
 With our Primary Care plan, you and your family can reduce the costs of a wide range of healthcare treatment including: dental, optical, physiotherapy, GP's and other benefits. Plus you can get free access to our online wellbeing platform, and digital mental health support.

 

If you're a union member and not yet a HealthCarePlus Plan policyholder, sign up now

We have 3 plans that range from our basic coverage which is Primary Care to our most comprehensive plan which is Primary Care Extra. These plans have less of the usual barriers and exclusions to join and often pay out more each year to typical families, than they cost. So please look at the table below to compare which plan offers you the best cover for you and/or your family's needs:

PRIMARY CARE EXTRA PRIMARY CARE #CARE4U

from just $7.01** per week for qualifying union members

from just $4.02** per week for qualifying union members

from just $4.42** per week for qualifying union members
Dental
Dental ✔ up to $350pa No Cover ✔ up to $250pa
  Optical
Optical ✔ up to $350pa
Includes exam 		✔ up to $250pa
Includes exam 		✔ up to $250pa
Includes exam
  Medical, Specialists, and Tests (inc GP visits)
Medical, Specialists, and Tests (inc GP visits) ✔ up to $1000pa ✔ up to $750pa ✔ up to $250pa
  Complementary Medical e.g. Physio
Complementary Medical e.g. Physio ✔ up to $500pa ✔ up to $400pa ✔ up to $250pa
  Hospital Treatment
Hospital Treatment ✔ up to $1000pa ✔ up to $700pa No Cover
  Major Diagnostic Imaging
Major Diagnostic Imaging ✔ up to $600pa ✔ up to $600pa No Cover
  Medical Appliance
Medical Appliance ✔ up to $400pa ✔ up to $400pa No Cover
  Orthodontic Treatment
Orthodontic Treatment ✔ up to $750pa per insured child - $1500 max ✔ up to $750pa per insured child - $1500 max No Cover
  Sick Leave Without Pay
Sick Leave Without Pay ✔ up to $50 per week -
Max 26 weeks 		✔ up to $50 per week -
Max 26 weeks 		No Cover
  Bereavement Grant
Bereavement Grant ✔ $1000 per life insured ✔ $1000 per life insured No Cover
  Birth Grant
Birth Grant ✔ $200 per birth ✔ $200 per birth No Cover
  Free access to Health & Wellbeing program
Free Access to Health & Wellbeing program ✔ ✔ ✔
  Cover for Pre-Existing Conditions after initial wait periods
Cover for Pre-Existing Conditions after initial wait periods ✔ ✔ ✔

9 out of 10 Members said

"It's Good to belong"

It's quick, easy and efficient - what a great team behind the scenes. Our family struggles with budgeting out of our pay packets, but with HealthCarePlus we don't hesitate in accessing health services when we need them as the claims process is so easy.

DB, Member since 2018 from Dunedin

I appreciate your efforts to be up-to-date with health trends and it seems that you endeavour to reach out to your clients, even if I just skim through at times! All positive, I feel trusted and fairly treated thank you.

MP, Member since 2016 from Christchurch

 I have an added sense of security knowing that there is some support available for medical costs at a reasonable premium. As a single person there may be times when I need a more expensive medical procedure that will affect me financially so Health Care insurance will be helpful if this occurs.

PS, Member since 2017 from Whakatane

 Really pleased I am able to have a cover that isn't too expensive while on one wage with two kids. When ringing, emailing and claiming I have always had fast, efficient and helpful communications with people.

C H, Upper Hutt, Member since 1998

Any claims I have made during the many years I have been a member, have been processed with efficiency and within a short time frame. My Health Care Representative has been excellent, and is always available and willing to explain and clarify any claim issues or concerns.

PB, Kerikeri, Member since 1993

I have been in the scheme since 1969 and followed it through all the various permutations since about 1986. It has served me well and enables me not to think twice about visiting the doctor if I should.

JR, Member since 1987, Auckland

The online process was easy to follow and the claim paid out quickly. I put a claim in generally twice a year. I use the online form and find it easy to use. Everything goes smoothly so I have not needed to make any further contact beyond the normal process.

SH, Member since 2017 from Hamilton

 Although I don't have a big policy, the everyday help with things like glasses is great. Ordinary doctors bills can become quite expensive if you or spouse have a run of poor health and getting some costs back os really helpful. The quick turn around for claims is appreciated too.

JH, Member since 2014 from Feilding

 
Primary Care, Primary Care Extra, and #care4U are underwritten by Union Medical Benefits Society Ltd (UniMed). Any cover issued in response to this application is subject to the terms and conditions contained in the relevant policy documentation and UniMed’s Conditions of Membership.
 

 

UniMed’s financial rating

A

Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best's ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).

 
© HealthCarePlus. All Rights Reserved  

Terms and conditions apply. Primary Care, Primary Care Extra, and #care4U are exclusively available to NZEI, PPTA, PSA, TEU, TIASA and ISEA members & their family.

** Premium for a single insured adult aged up to 45 years. Premiums vary by age and are effective as of 1 April 2023.