Last year, our members had been reimbursed over $7.1 million by Unimed for Primary Care plan claims:
$834,707 for Dental
$777,748 for Optical
$3,139,612 for Medical, Specialists and Tests
$987,770 for Complementary Medical
$334,657 for Hospital Treatment
$215,807 for Hospital Excess Reimbursement
$178,221 for Major Diagnostic Imaging
$88,237 for Medical Appliance
$51,488 for Orthodontic Treatment
$254,387 for Mental Health Consultation
$96,000 for Bereavement Grant
$19,000 for Birth Grant

OUR MEMBERS VALUE THIS BENEFIT

I've really enjoyed the wrap around service this health care provides. It was because of the generous offer to cover three therapy sessions as part of the well being newsletter that I signed myself up for therapy. I have continued after the three sessions and have been really appreciative that my psych sessions are partially covered. 

TR, Auckland, HealthCarePlus and UniMed Member

I found out about Clearhead which I've used and it's been great to have access to some counselling. It is a great scheme and affordable.  Being able to claim half of Doctors fees and prescriptions is great.

KH from Wellington, HealthCarePlus and UniMed Member

Good value as covers a wide range of health expenses for health conditions that don't require surgery. Great that coverage has extended to people who are pro-active in maintaining their health (regular dental and vision checks, molemap).

JI from Lower Hutt, HealthCarePlus and UniMed Member

It's quick, easy and efficient - what a great team behind the scenes. Our family struggles with budgeting out of our pay packets, but with HealthCarePlus we don't hesitate in accessing health services when we need them as the UniMed claims process is so easy.

DB from Dunedin, HealthCarePlus and UniMed Member

Brilliant service. Love being able to file claims online and very quick to pay out. Feels like you are actually a company doing the best for their customers

AM from Whakatane, HealthCarePlus and UniMed Member

As a busy mum, I never focused on my own health and well-being, it was all about my kids.  I now have regular dental and chiro appointments and have gone to the doctors for the first time in years.  Really happy I made the decision to join

HealthCarePlus and UniMed Member

Easy to use online portal to upload documents. Claims are processed in a timely manner. When I've needed to talk to a human on the phone, they were super helpful and took their time to ensure I understood what they were explaining. Very clear and concise information

HealthCarePlus and UniMed Member

I feel genuinely supported by my policy, which is really refreshing in the world of insurance. Making claims is easy, and they are often promptly paid with no fuss. I wish all my insurance was like this!

HealthCarePlus and UniMed Member

Primary Care Extra

A comprehensive ‘day-to-day’ plan available to Members  

Designed for you and your family to help reduce the cost of proactively looking after your health. You can get reimbursements across a wide range of healthcare treatment including dental, optical, physiotherapy, GP's and other benefits.

  • Claim back 50% up to the benefit maximums
  • Get up to $5,100* cover per adult, per year
  • Pre-existing conditions are covered

For full benefit details and UniMed's terms and conditions, please click here. 

Dental Treatment

Up to $
350 per year

Get reimbursed for the cost of essential treatments like exams, cleaning, x-rays, fillings, and extractions (excl. wisdom teeth).

No-claiming period: 6 months
Benefit maximum: 50% up to $350

Optical

Up to $
350 per year

Get help with the costs of optometrist eye examinations, prescription glasses and contact lenses.

No-claiming period: 6 months
Benefit maximum: 50% up to $350

GP visits, Specialists and Tests

Up to $
1000 per year

Get reimbursed for medical essentials like GP visits, specialist consultations, prescriptions, lab tests, X-rays, skin checks, and more.

No-claiming period: 3 months
Benefit maximum: 50% up to $1000

Complementary Medical

Up to $
500 per year

Get help with the costs of complementary treatments like counselling, acupuncture, dietitian consults, and more.

No-claiming period: 3 months
Benefit maximum: 50% up to $500

Hospital Treatment

Up to $
1000 per year

Get reimbursed for your private hospital treatment costs. Includes surgeon’s fee, anaesthetist’s fee and private hospital charges. Oral surgery is not included under this benefit.

No-claiming period: 3 months  

Waiting period: 50% up to a max of $1000

 

Major Diagnostic Imaging

Up to $
600 per year

Claim back on the costs of CT, MRI, CAT scans and angiograms.

No-claiming period: 6 months
Benefit maximum: 50% up to $600

 

Plus, mental wellbeing support, skin cancer checks and more Get a quote for Primary Care Extra now

Additional Wellbeing Services

Active Benefits

With all UniMed Primary Care Plans, you get access to a growing range of Active Benefits included in your cover, designed to keep you well, help prevent illness, boost energy, and make it easier to proactively look after your health. Eligibility criteria apply to some services. 

  • Ask a GP

    Simple, non-urgent health questions answered by a New Zealand GP, usually within 1 business day.

  • Flu Vaccinations

    Prevent seasonal illness with annual flu shots.

  • Skin Checks

    Detect skin cancer early and accurately with the SkinVision mobile app.

  • Nutrition Coaching

    One-on-one virtual sessions to help you build energy, manage weight, and stay on track.

  • Fitness Coaching

    One-on-one virtual sessions with fitness experts to understand your specific situation and your fitness goals.

  • Cancer Coaching

    Personalised coaching from Osara Health, designed to help you stay informed, motivated, and supported through treatment. 

Why HealthCarePlus?

HealthCarePlus is a trusted, union-owned, non-profit organization.

Established and owned by like-minded unions, HealthCarePlus is a not-for-profit/charitable society that has been supporting the union movement for over 60 years by providing services and member benefits to all eligible union members and their whānau.

We are committed to working with Member Unions to:

  • Add value to your union membership by offering everyday discounts & offers
  • Improve members health & wellbeing through education and access to services
  • Help members become more financially resilient through education and access to advice & solutions
  • Improve educational outcomes by offering annual individual learning grants and bigger group initiative grants

 

Important Information
 
 
(*) This is the sum of selected benefit maximums included in the Primary Care Extra plan and represents the maximum amount per year for each Insured Adult. The sum includes benefit maximums for Dental, Optical, GP, Specialists and Tests, Complementary Medical, Mental Health, Major Diagnostic Imaging, Hospital Treatment, and Medical Appliance. It does not include benefit maximums for hospital excess, orthodontic treatment, bereavement grant, birth grant, sick leave without pay grant, or bowel screening kit. Children’s benefits apply collectively to the children covered under the plan. 
 
Primary Care Extra is underwritten and administered by Union Medical Benefits Society Limited (UniMed). Any cover issued in response to this application is subject to the relevant Health Plan document and UniMed’s Terms and Conditions.

We may receive a compensation payment from UniMed when you obtain this policy through your membership of HealthCarePlus. This enables us to provide you with Membership Benefits and the management of the charitable grants.
 
This webpage is intended as an information guide only and does not constitute financial advice or form part of the policy document or any contract with UniMed. 
 
 
 

UniMed's Financial Strength Rating:  

A

Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).