Primary Care Extra

The most comprehensive & practical ‘day-to-day’ plan 

 

  • up to $2,200* collectively for dental, optical, GP costs, specialist & test, and complementary medical.
  • up to $1000 towards the cost of private hospital treatment
  • up to $1000 for Medical Appliance & Major Diagnostic Imaging
  • a contribution towards Sick Leave where the Subscriber is required to take sick leave without pay due to illness.

Plus many more benefits from just $7.01** per week. All pre-existing conditions are covered and you also eligible to register for our wellbeing program for FREE.

And make sure to claim regularly to get the full benefit of your plan.

To find out more about what's covered, when to claim & how much, click the button below.

Learn more about Primary Care Extra

9 out of 10 Members said "It's good to belong"

Communicates well with me. I feel informed and updated. There is general information about health and wellbeing that I appreciate getting and I get timely responses to questions and requests.

KC, Porirua, Member since 1986

 Really pleased I am able to have a cover that isn't too expensive while on one wage with two kids. When ringing, emailing and claiming I have always had fast, efficient and helpful communications with people.

C H, Upper Hutt, Member since 1998

We have been a member of Health Care Plus for over 15years. It has provided cover and benefits for our family at an affordable rate over this time . One family member also had several accident and health issues to recover from. Part payment for the procedures and xrays at the time was very helpful and appreciated.

MB, Member since 1998 from Christchurch

I have an added sense of security knowing that there is some support available for medical costs at a reasonable premium. As a single person there may be times when I need a more expensive medical procedure that will affect me financially so Health Care insurance will be helpful if this occurs.

PS, Member since 2017 from Whakatane

Any claims I have made during the many years I have been a member, have been processed with efficiency and within a short time frame. My Health Care Representative has been excellent, and is always available and willing to explain and clarify any claim issues or concerns.

PB, Kerikeri, Member since 1993

Any claims I have made during the many years I have been a member, have been processed with efficiency and within a short time frame. My Health Care Representative has been excellent, and is always available and willing to explain and clarify any claim issues or concerns.

PB, Kerikeri, Member since 1993

 It's quick, easy and efficient - what a great team behind the scenes. Our family struggles with budgeting out of our pay packets, but with HealthCarePlus we don't hesitate in accessing health services when we need them as the claims process is so easy.

DB, Member since 2018 from Dunedin

The best thing for me was two of my children were eligible to claim for orthodontic braces when they were young teenagers. The claim process was easy to do & and the money came through quickly.

PK, Member since 2011 from Christchurch

 I've really valued HealthCare+, it has met my needs and I've been very satisfied with the service and the variety of cover I receive with my plan

PD, Auckland, Member since 2017

I wish to state that 'it's good to belong' to HealthCarePlus is certainly true!
I have belonged to this health insurance organisation for many years, since the 1980's and have always had fast, efficient and courteous service.  When I was still teaching I always recommended EBS/HeathCarePlus without hesitation to young teachers citing my own positive experience with you. Thank you for being such a truly supportive organisation.

 

Joan

Get Started

If you're a PSA member and not yet a HealthCarePlus Member, why not take a closer look?

 

There are 3 plans that range from our basic coverage which is Primary Care to the most comprehensive plan which is Primary Care Extra. These plans have less of the usual barriers and exclusions to join and often pay out more each year to typical families, than they cost. So please look at the table below to compare which plan offers you the best cover for you and/or your family's needs:

PRIMARY CARE EXTRA PRIMARY CARE #CARE4U


from just $7.01** per week


from just $4.02** per week


from just $4.42** per week

Dental
Dental up to $350pa No Cover up to $250pa
  Optical
Optical up to $350pa
Includes exam
up to $250pa
Includes exam
up to $250pa
Includes exam
  Medical, Specialists, and Tests (inc GP visits)
Medical, Specialists, and Tests (inc GP visits) up to $1000pa up to $750pa up to $250pa
  Complementary Medical e.g. Physio
Complementary Medical e.g. Physio up to $500pa up to $400pa up to $250pa
  Hospital Treatment
Hospital Treatment up to $1000pa up to $700pa No Cover
  Major Diagnostic Imaging
Major Diagnostic Imaging up to $600pa up to $600pa No Cover
  Medical Appliance
Medical Appliance up to $400pa up to $400pa No Cover
  Orthodontic Treatment
Orthodontic Treatment up to $750pa per insured child - $1500 max up to $750pa per insured child - $1500 max No Cover
  Sick Leave Without Pay
Sick Leave Without Pay up to $50 per week -
Max 26 weeks
up to $50 per week -
Max 26 weeks
No Cover
  Bereavement Grant
Bereavement Grant $1000 per life insured $1000 per life insured No Cover
  Birth Grant
Birth Grant $200 per birth $200 per birth No Cover
  Free Access to Mental, Health & Wellbeing program
Free Access to Mental, Health & Wellbeing program
  Cover for Pre-Existing Conditions after initial wait periods
Cover for Pre-Existing Conditions after initial wait periods
 
Terms and conditions
 
(*) Benefit amounts are compiled from a core health plan specifically contributing towards Dental treatment, Optical, GPs & Prescriptions and Complimentary Medical benefits e.g. Physiotherapy, Osteopathy and Chiropractic treatment. If your quote is for a couple or a family, the benefit figure is per annum, and covers each Adult on the plan. The benefits for children cover the children on the plan collectively.
 
(**) This is the weekly premium paid by a single insured adult aged between 18 and 45, as at 01 April 2024. Primary Care, Primary Care Extra, #care4U are exclusively available to participating union members of NZEI, PPTA, PSA, TEU, ISEA, TIASA.
 
Please note that the Primary Care Extra plan can also be linked with an approved Hospital Cover policy to provide cover for expensive hospital treatment and take advantage of excess reimbursement ($500 maximum applies).
 
Primary Care Extra is underwritten by Union Medical Benefits Society Ltd (UniMed). Any cover issued in response to this application is subject to the terms and conditions contained in the relevant policy documentation and UniMed’s Conditions of Membership.

 

UNIMED'S FINANCIAL RATING:  A (Excellent)

Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).