Our most comprehensive & practical ‘day-to-day’ plan with
Plus many more benefits from just $5.86** per week. All pre-existing conditions are covered and you also eligible to register for our wellbeing program for FREE.
To find out more about what's covered, when to claim & how much, click the button below.
It covers my doctor’s visits and prescription at 50%. I have used it twice to pay the excess on surgery. I can use it for podiatrists and change of vision lenses. I am happy with this.
LC, Member since 1987 from Stratford
So positive. It is my cheapest healthcare insurance and I claim so regularly. I am sure I receive in GP/Dental and pharmacy refunds more than my premiums are.
TT, Member since 2015 from Auckland
Communication good. Any queries always answered to my satisfaction. Very affordable rates - mainly used for doctor"s visits and change of vision with my glasses.
SW, Member since 1986 from Auckland
I have an added sense of security knowing that there is some support available for medical costs at a reasonable premium. As a single person there may be times when I need a more expensive medical procedure that will affect me financially so Health Care insurance will be helpful if this occurs.
PS, Member since 2017 from Whakatane
Really pleased I am able to have a cover that isn't too expensive while on one wage with two kids. When ringing, emailing and claiming I have always had fast, efficient and helpful communications with people.
C H, Upper Hutt, Member since 1998
Any claims I have made during the many years I have been a member, have been processed with efficiency and within a short time frame. My Health Care Representative has been excellent, and is always available and willing to explain and clarify any claim issues or concerns.
PB, Kerikeri, Member since 1993
We have been a member of Health Care Plus for over 15years. It has provided cover and benefits for our family at an affordable rate over this time . One family member also had several accident and health issues to recover from. Part payment for the procedures and xrays at the time was very helpful and appreciated.
MB, Member since 1998 from Christchurch
We have 3 plans that range from our basic coverage which is Primary Care to our most comprehensive plan which is Primary Care Extra. These plans have less of the usual barriers and exclusions to join and often pay out more each year to typical families, than they cost. So please look at the table below to compare which plan offers you the best cover for you and/or your family's needs:
|PRIMARY CARE EXTRA||PRIMARY CARE||#CARE4U|
from just $5.86** per week
from just $3.53** per week
from just $3.88** per week
|Dental||✔ up to $250pa||No Cover||✔ up to $250pa|
|Optical||✔ up to $250pa
|✔ up to $250pa
|✔ up to $250pa
|Medical, Specialists, and Tests (inc GP visits)|
|Medical, Specialists, and Tests (inc GP visits)||✔ up to $1000pa||✔ up to $750pa||✔ up to $250pa|
|Complementary Medical e.g. Physio|
|Complementary Medical e.g. Physio||✔ up to $500pa||✔ up to $400pa||✔ up to $250pa|
|Hospital Treatment||✔ up to $1000pa||✔ up to $700pa||No Cover|
|Major Diagnostic Imaging|
|Major Diagnostic Imaging||✔ up to $600pa||✔ up to $600pa||No Cover|
|Medical Appliance||✔ up to $400pa||✔ up to $400pa||No Cover|
|Orthodontic Treatment||✔ up to $750pa per insured child - $1500 max||✔ up to $750pa per insured child - $1500 max||No Cover|
|Sick Leave Without Pay|
|Sick Leave Without Pay||✔ up to $50 per week -
Max 26 weeks
|✔ up to $50 per week -
Max 26 weeks
|Bereavement Grant||✔ $1000 per life insured||✔ $1000 per life insured||No Cover|
|Birth Grant||✔ $200 per birth||✔ $200 per birth||No Cover|
|Cover for Pre-Existing Conditions after initial wait periods|
|Cover for Pre-Existing Conditions after initial wait periods||✔||✔||✔|