Primary Care Extra

The most comprehensive ‘day-to-day’ plan available to Members  

 

Designed for you and your family to help reduce the cost of proactively looking after your health.  You can get reimbursements across a wide range of healthcare treatment including dental, optical, physiotherapy, GP's and other benefits.

  • up to $2,200** collectively for dental, optical, GP costs, specialist & test, and complementary medical.
  • up to $1000 towards the cost of private hospital treatment
  • up to $1000 for Medical Appliance & Major Diagnostic Imaging
  • a contribution towards Sick Leave where the Subscriber is required to take sick leave without pay due to illness.

Plus many more benefits from just $7.40^ per week. All pre-existing conditions are covered and its quick and easy to join.

And make sure to claim regularly to get the full benefit of your plan.

To find out more about what's covered, when to claim & how much, click the button below.

Learn more about Primary Care Extra

Member testimonials

I've really enjoyed the wrap around service this health care provides. It was because of the generous offer to cover three therapy sessions as part of the well being newsletter that I signed myself up for therapy. I have continued after the three sessions and have been really appreciative that my psych sessions are partially covered.

TR from Auckland

HealthCarePlus and UniMed Member

I found out about Clearhead which I've used and it's been great to have access to some free counselling. It is a great scheme and affordable. Being able to claim half of Doctors fees and prescriptions is great.

KH from Wellington

HealthCarePlus & UniMed Member

I find HealthCarePlus provide an excellent service. I so appreciated 3 mental health appointments and I recommend HealthCarePlus to my friends

LB from Auckland

HealthCarePlus & UniMed Member

Good value as covers a wide range of health expenses for health conditions that don't require surgery. Great that coverage has extended to people who are pro-active in maintaining their health (regular dental and vision checks, molemap).

JI from Lower Hutt

HealthCarePlus & UniMed Member

Although I don't have a big policy, the everyday help with things like glasses is great. Ordinary doctors bills can become quite expensive if you or spouse have a run of poor health and getting some costs back is really helpful.

JH from Feilding

HealthCarePlus & UniMed Member

It's quick, easy and efficient - what a great team behind the scenes. Our family struggles with budgeting out of our pay packets, but with HealthCarePlus we don't hesitate in accessing health services when we need them as the UniMed claims process is so easy.

DB from Dunedin

HealthCarePlus & UniMed Member

More health Support

Protect against the high costs of surgery and deal with unexpected medical issues faster

 

Most New Zealanders don’t realise how much surgical, hospital, or ongoing medical care can truly cost their family until it’s too late. 

Our public health system and ACC does a good job in providing access to treatment for serious illness and emergencies, but many health issues Kiwis face are either not accidental or are for non-urgent health conditions like hip replacements or cardiac procedures. This means there can often be delays in accessing treatment and the associated costs can be substantial. 

A properly designed hospital cover plan can protect you against the high costs of elective surgery and help you deal with unexpected medical issues faster - meaning earlier intervention, less time off work, less wait time for surgery.

Hospital Select

UniMed's Hospital Select Plan is designed to keep premiums affordable and sustainable over time, protecting your family against the high costs of surgery and helping you deal with unexpected medical issues faster. Earlier intervention means less time off work or wait times for surgery.

  • Hospital cover with unlimited cover for general surgery and oral surgery
  • Cover for many pre-existing conditions after you have been insured for three years.
  • Cover for Specialist consultations, test/investigations associated with surgery or hospital admission and cancer treatment including surgery, radiotherapy and chemotherapy.
Learn more

Get a Quote

Why HealthCarePlus?

HCP is a trusted, PSA-owned, non-profit organization with a 60-year history of supporting union members’ health and well-being and we believe this transition to Better Off Together ensures that we continue to deliver value to our members without losing focus on our primary mission of advocating for you.

The program is designed with your needs in mind, and we are confident that this new direction will offer more meaningful benefits in a way that aligns with the values of our Union.

As well as a growing range of everyday discounts,  HealthCarePlus  can connect you to partners who offer real, ongoing value both in the short term, and throughout your life - by supporting your physical, mental and financial health and wellbeing.

It’s value, with a purpose - that can extend to your whānau, and keep working right through life - even beyond your working years, and union membership.

 
Terms and conditions
 
(*) This figure is the benefit maximum per annum for dental.  Primary Care Extra covers a 50% reimbursement of actual costs incurred up to $350 per Calendar Year, or Claiming Year for each Insured Adult or for all Insured Children collectively. It has a 6 month waiting period.
 
(**) This benefit figure is per annum and compiled from the Primary Care Extra Plan benefit maximums specifically contributing towards Dental treatment, Optical, GPs & Prescriptions and Complimentary Medical benefits e.g. Physiotherapy, Osteopathy and Chiropractic treatment. If your quote is for a couple or a family, the benefit figure is per annum and covers each Adult on the plan. The benefits for children cover the children on the plan collectively.
 
(^) This is the weekly premium paid by a single insured adult aged between 18 and 45, as at 01 April 2025. 
 
Primary Care Extra is underwritten by Union Medical Benefits Society Ltd (UniMed). Any cover issued in response to this application is subject to the terms and conditions contained in the relevant policy documentation and UniMed’s Conditions of Membership.

 

UNIMED'S FINANCIAL RATING:  A (Excellent)

Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).