MEMBER UPDATE: Since January 2025, our Members have been reimbursed over $3.4 million by UniMed for Primary Care Plan Claims… Paying back $397,811 for Dental     $365,497 for Optical     $1,576,958 for Medical, Specialists and Tests     $468,891 for Complementary Medical     $150,289 for Hospital Treatment     $102,099 for Hospital Excess Reimbursement     $88,687 for Major Diagnostic Imaging     $40,328 for Medical Appliance     $31,096 for Orthodontic Treatment     $128,364 for Mental Health Consultation     $53,000 for Bereavement Grant     $10,600 for Birth Grant

Primary Care Extra

The most comprehensive ‘day-to-day’ plan available to Members  

 

Designed for you and your family to help reduce the cost of proactively looking after your health.  You can get reimbursements across a wide range of healthcare treatment including dental, optical, physiotherapy, GP's and other benefits.

  • up to $2,200* collectively for dental, optical, GP costs, specialist & test, and complementary medical.
  • up to $1000 towards the cost of private hospital treatment
  • up to $600 for Major Diagnostic Imaging
  • a contribution towards Sick Leave where the Subscriber is required to take sick leave without pay due to illness.

Plus many more benefits from just $7.40** per week. All pre-existing conditions are covered and its quick and easy to join.

We have two more Primary Care plans, click here to compare them with the Primary Care Extra plan.

For full details on the terms and conditions, please click here.

Dental Treatment

Up to $
350 per year

Get reimbursed for the cost of essential treatments like exams, cleaning, x-rays, fillings, and extractions (excl. wisdom teeth).

Waiting period: 6 months
Benefit maximum: 50% up to $350

Optical

Up to $
350 per year

Get help with the costs of optometrist eye examinations, prescription glasses and contact lenses.

Waiting period: 6 months
Benefit maximum: 50% up to $350

GP visits, Specialists and Tests

Up to $
1000 per year

Get reimbursed for medical essentials like GP visits, specialist consultations, prescriptions, lab tests, X-rays, skin checks, and more.

Waiting period: 3 months
Benefit maximum: 50% up to $1000

Complementary Medical

Up to $
500 per year

Get help with the costs of complementary treatments like counselling, acupuncture, dietitian consults, and more.

Waiting period: 3 months
Benefit maximum: 50% up to $500

Hospital Treatment

Up to $
1000 per year

Get reimbursed for your private hospital treatment costs. Includes surgeon’s fee, anaesthetist’s fee and private hospital charges. Oral surgery is not included under this benefit.

Benefit maximum: 50% up to a max of $1000pa.

Waiting period: 3 months

 

Major Diagnostic Imaging

Up to $
600 per year

Claim back on the costs of CT, MRI, CAT scans and angiograms.

Waiting period: 6 months
Benefit maximum: 50% up to $600

 

Plus many more benefits from just $7.40** per week. Get a quote for Primary Care Extra now

Member testimonials

I've really enjoyed the wrap around service this health care provides. It was because of the generous offer to cover three therapy sessions as part of the well being newsletter that I signed myself up for therapy. I have continued after the three sessions and have been really appreciative that my psych sessions are partially covered.

TR from Auckland

HealthCarePlus and UniMed Member

I found out about Clearhead which I've used and it's been great to have access to some free counselling. It is a great scheme and affordable. Being able to claim half of Doctors fees and prescriptions is great.

KH from Wellington

HealthCarePlus & UniMed Member

I find HealthCarePlus provide an excellent service. I so appreciated 3 mental health appointments and I recommend HealthCarePlus to my friends

LB from Auckland

HealthCarePlus & UniMed Member

Good value as covers a wide range of health expenses for health conditions that don't require surgery. Great that coverage has extended to people who are pro-active in maintaining their health (regular dental and vision checks, molemap).

JI from Lower Hutt

HealthCarePlus & UniMed Member

Although I don't have a big policy, the everyday help with things like glasses is great. Ordinary doctors bills can become quite expensive if you or spouse have a run of poor health and getting some costs back is really helpful.

JH from Feilding

HealthCarePlus & UniMed Member

It's quick, easy and efficient - what a great team behind the scenes. Our family struggles with budgeting out of our pay packets, but with HealthCarePlus we don't hesitate in accessing health services when we need them as the UniMed claims process is so easy.

DB from Dunedin

HealthCarePlus & UniMed Member

More health Support

Protection against the high costs of surgery

Hospital Select

UniMed's Hospital Select Plan is designed to keep premiums affordable and sustainable over time, protecting your family against the high costs of surgery and helping you deal with unexpected medical issues faster. Earlier intervention means less time off work or wait times for surgery.

  • Hospital cover with unlimited cover for general surgery and oral surgery
  • Cover for many pre-existing conditions after you have been insured for three years.
  • Cover for Specialist consultations, test/investigations associated with surgery or hospital admission and cancer treatment including surgery, radiotherapy and chemotherapy.
Learn more

Get a Quote

Why HealthCarePlus?

HCP is a trusted, PSA-owned, non-profit organization with a 60-year history of supporting union members’ health and well-being and we believe this transition to Better Off Together ensures that we continue to deliver value to our members without losing focus on our primary mission of advocating for you.

The program is designed with your needs in mind, and we are confident that this new direction will offer more meaningful benefits in a way that aligns with the values of our Union.

As well as a growing range of everyday discounts,  HealthCarePlus  can connect you to partners who offer real, ongoing value both in the short term, and throughout your life - by supporting your physical, mental and financial health and wellbeing.

It’s value, with a purpose - that can extend to your whānau, and keep working right through life - even beyond your working years, and union membership.

UNIMED

UniMed is a not-for-profit, member-focused organisation that specializes in providing affordable health insurance and wellbeing services to all New Zealanders.

UniMed cares about keeping people well, helping them live happier, longer lives.  As a home-grown organisation they have a vested interest in supporting Aotearoa to becoming a healthy, resilient and thriving nation. UniMed has been covering Kiwi workers for more than 40 years, with over 100,000 people enjoying memberships with them.

Like HealthCarePlus, UniMed was established by Unions to provide its Members with health insurance benefits. UniMed’s ownership structure aligns with Members’ interests as there is an unwavering focus on making decisions in the best interests of Members, rather than profit. 

 

Terms and conditions
 
(*) This benefit figure is per annum and compiled from the Primary Care Extra Plan benefit maximums specifically contributing towards Dental treatment, Optical, GPs & Prescriptions and Complimentary Medical benefits e.g. Physiotherapy, Osteopathy and Chiropractic treatment. If your quote is for a couple or a family, the benefit figure is per annum and covers each Adult on the plan. The benefits for children cover the children on the plan collectively.
 
(**) This is the weekly premium paid by a single insured adult aged between 18 and 45, as at 01 April 2025. 
 
Primary Care Extra is underwritten by Union Medical Benefits Society Ltd (UniMed). Any cover issued in response to this application is subject to the terms and conditions contained in the relevant policy documentation and UniMed’s Conditions of Membership.

 

UNIMED'S FINANCIAL RATING:  A (Excellent)

Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).